Make it your policy to get up close and personal with your credit file as often as you can.

To understand what a credit report lists, what your reports say, and areas you’ll need to improve before considering taking out credit, Which? recommends reviewing your file at least once a year. Which? surveyed over 1,000 households and reported that 53% of those asked had never checked their credit score*. Here are our top tips to get your credit file on the road to recovery… Check your credit report Whether you want to save for a big event like a mortgage, or a smaller, everyday occurrence, like getting a good deal on a mobile contract or car insurance, it’s important to spend time improving your credit rating. With a fresh start on the horizon, it’s a good time to consider how your financial future will affect what you want to do. And thoughts will have turned to how to improve your credit score… If you’re approaching the finish line of your debt management plan (DMP) then there’s a good chance you’ll be starting to think about what life could be like on ‘the other side’. How to improve your credit rating after a DMP

Noddle credit rating review